Are you looking for your TD Bank routing number for money transfers? This article will show you how to find it.
Think of a routing number as a unique identifier for US banks and other financial institutions to help reduce errors when handling financial transactions.
Routing numbers have 9 digits and sometimes are called Routing Transit Numbers or RTNs and ABA Route Numbers or ABA RTNs.
TD Bank routing numbers by state
TD Bank uses individual routing numbers for different states and areas. When routing numbers were first introduced, only a few were allowed per financial institution. But these days banks do business in several states and through multiple branches as they’ve grown.
The following list shows the TD Bank routing number for each state where the bank operates. The routing number you want is the one associated with the branch where you opened your account, not the one where you bank, if different.
| State | Routing Number |
|---|---|
| TD Bank Connecticut | 11103093 |
| TD Bank Delaware | 31201360 |
| TD Bank Florida | 67014822 |
| TD Bank Maine | 211274450 |
| TD Bank Maryland | 54001725 |
| TD Bank Massachusetts | 211370545 |
| TD Bank Metro District of Columbia | 54001725 |
| TD Bank New Hampshire | 11400071 |
| TD Bank New Jersey | 31201360 |
| TD Bank New York – Metro NYC | 26013673 |
| TD Bank New York – Upstate NY | 21302567 |
| TD Bank North Carolina | 53902197 |
| TD Bank Pennsylvania | 36001808 |
| TD Bank Rhode Island | 211370545 |
| TD Bank South Carolina | 53902197 |
| TD Bank Vermont | 11600033 |
| TD Bank Virginia | 54001725 |
Ways to find your TD Bank routing number
You can also find your TD Bank routing number using the following methods. They can come in handy if you didn’t see your region in the table above.
» With a personal check: Checking accounts have the routing number printed at the bottom of every check. It’s the first 9 digits located on the bottom left.
» Find it online: You can also log in to your mobile or online TD Bank account to find your routing number. Visit the Message Center and send a secure, private message to the TD Bank service team. They’ll answer within 24 hours.
» Call TD Bank’s customer service: Their customer service number is 1-888-751-9000. A representative will be able to answer your questions, including locating your TD routing number.
» Find it on the ABA website: If you know your branch location, visit the American Bankers Association website to look up your TD Bank routing number.
Why do banks use routing numbers?
Banks use ABA routing transit numbers to facilitate the processing of checks and other transactions. These include processing direct deposits, bill payments, and automated money transfers.
Reasons to use your TD routing number
Routing numbers are commonly associated with checking accounts, but they’re used frequently for other transactions. These include:
- Direct deposits
- ACH payments
- Automatic bill payment
- Domestic wire transfers
- Electronic fund transfers
- Receive tax refunds and other government benefits
- Account set up with personal finance software
- Transferring money between different banks
TD Bank wire transfer numbers
Wire transfers are direct bank-to-bank transactions without an intermediary. Because of that, they’re faster than an ACH (Automated Clearing House) transfer. You can set up a wire transfer at a TD Bank branch in person.
TD Bank domestic wire transfer routing number: 031101266
International wire to a TD Bank Account in the US: 031101266
TD Bank’s SWIFT code: NRTHUS33XXX
To receive a wire, you may require some additional information:
- Name and address of the recipient
- Name and address of the beneficiary bank
- The ABA / routing number of the beneficiary bank
- Recipient account number
When sending an international wire, you’ll also need the following information:
- Name and address of the recipient
- Name and address of the beneficiary bank
- SWIFT code of beneficiary bank
- Recipient account number / IBAN number
- May require purpose of payment
- Must have a valid U.S. mobile number
The international version of a routing number is the SWIFT code and serves to identify banks. SWIFT is short for Society for Worldwide Interbank Financial Telecommunication.
Which TD Bank routing number should you use?
Which TD routing number you use will vary depending on the transaction at hand.
» When transferring money domestically: Use the routing number for the state where you opened your account. It’s the one in the table at the beginning of this article.
» For domestic wires: Use the TD Bank domestic wire transfer routing number 031101266.
» For international wires: Use TD Bank’s SWIFT code: NRTHUS33XXX.
Final word on TD Bank routing numbers
Your routing number comes in handy when managing your financial life. But it’s not a number you need to know by heart.
You just need to know how to find it, as discussed in this article.
If you bank with TD Bank, knowing your routing number will come in handy when managing your money.