Are you looking for your Wells Fargo routing number to send or receive money? This guide will show you how to find it.
Routing numbers contain 9 digits and are sometimes called Routing Transit Numbers or RTNs and ABA Routing Transit Numbers or ABA RTNs.
Think of a routing number as a unique address or identifier for US banks and other financial institutions to help minimize errors in financial transactions.
Wells Fargo routing numbers by state
Wells Fargo uses individual routing numbers for different states and regions. When routing numbers were first devised, only a few were assigned per financial institution. But nowadays banks do business in several states and have multiple routing numbers as they’ve expanded.
The following table shows the Wells Fargo routing number for each state where the bank operates. For the US regions of American Samoa, North Mariana Islands, Puerto Rico and Virgin Islands, Wells Fargo uses the same routing number of 121042882.
Alternative ways to find your Wells Fargo routing number
You can also find your Wells Fargo routing number using the following methods.
» With a personal check: Personal checking accounts have the routing number printed at the bottom of every check. It’s the first 9 digits located on the bottom left.
» Using a business check: If you have a business checking account, the routing number is printed on the bottom-center of every check. It’s also 9-digits long.
» Find it online: Wells Fargo’s customer service portal has a form to identify your routing numbers and account numbers quickly.
You can also log in to your Wells Fargo online account and find the routing numbers under the Activity Summary area, directly below your account balance.
» Call Wells Fargo customer service: Their 24 hour customer service number is 1-800-869-3557. A representative will be able to answer your questions, including locating your Wells Fargo routing number.
» Find it on the ABA website: If you know your branch location, visit the American Bankers Association website to look up your Wells Fargo routing number.
Why do banks use routing numbers?
Banks use ABA routing transit numbers to facilitate the processing of checks and other transactions. These include processing direct deposits, bill payments, and automated money transfers.
Reasons to use your routing number
Routing numbers are commonly associated with checking accounts, but they’re used frequently for other transactions. These include:
- Direct deposits
- Wire transfers
- Automatic bill payment
- Check processing
- Electronic fund transfers
- Account set up with personal finance software
Wells Fargo routing numbers for wire transfers
Wire transfers are direct bank to bank transactions without an intermediary. Because of that, they’re faster than an ACH (automated clearing house) transfer. You can set up a wire transfer at a Wells Fargo branch or online.
To send an online wire transfer with Wells Fargo, follow these steps :
- Sign on to your account online, go to Transfer & Pay and enroll in online wire transfers.
- Choose your recipient, your funding account and amount.
- Review and send your payment
Domestic wire transfer routing number
To receive a domestic wire, use the Wells Fargo domestic wire transfer routing number 121000248.
You’ll also require some additional information:
- Name and address of the recipient
- Name and address of the beneficiary bank
- The ABA / routing number of the beneficiary bank
- Recipient account number
International wire transfer routing number
The international version of a routing number is the SWIFT code and serves to identify banks. SWIFT is short for Society for Worldwide Interbank Financial Telecommunication.
Wells Fargo’s SWIFT code is WFBIUS6S. When sending an international wire, you’ll also need the following information:
- Name and address of the recipient
- Name and address of the beneficiary bank
- SWIFT code of beneficiary bank
- Recipient account number
- May require purpose of payment
- Must have a valid U.S. mobile number
Which routing number should you use?
Which Wells Fargo routing number you use will vary depending on the transaction you need to complete.
» When transferring money domestically: Use the routing number for the state where you opened your account. It’s the one in the table at the beginning of this article.
» For domestic wires: Use the Wells Fargo domestic wire transfer routing number 121000248.
» For international wires: Use Wells Fargo’s SWIFT code: WFBIUS6S.
Final word on Wells Fargo routing numbers
Your routing number is useful when managing your financial life. But it’s not a number you need to know by heart.
You just need to know how to find it, as discussed in this guide.
If you have a savings account with Wells Fargo, knowing your routing number will come in handy when managing your money.